Guides for your next roof decision.

Insurance responsibilities

You are responsible for paying any insurance deductible.

It is insurance fraud punishable as a felony of the third degree for a contractor to knowingly or willfully, and with intent to injure, defraud, or deceive, pay, waive, or rebate all or part of an insurance deductible applicable to payment to the contractor for repairs to property covered by a property insurance policy.

It is insurance fraud punishable as a felony of the third degree to intentionally file an insurance claim containing any false, incomplete, or misleading information.

This website does not interpret your policy, file or negotiate claims, or promise coverage. A roofing contractor can document roof conditions and explain its repair estimate. Direct coverage questions to your insurer or an appropriately licensed professional.